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The Candid Difference
  • We are the antithesis of the traditional ‘sales’ culture often associated with financial advisers.
  • We are very comfortable just letting people take the time to get to know us and work at their own pace
  • We work in a professional but easy going manner
  • Fair fees that often save money over existing arrangements

Client Testimonials

...thoroughly explained in simple understandable terms the many (and sometimes complex to me) options available to me... at no time did they make me feel ‘pressurised’...explained carefully all the available scenarios that were pertinent to my situation together with detailed costs breakdown...made the transfer process to drawdown options very simple by taking away all the hard work from me...impressed with their courteous, knowledgeable and friendly approach that they always had in dealing with myself and my wife...
Mr K, London

Hearing Justin Modray on Radio 4’s Moneybox Programme made me look at candidmoney.com, a wealth of honest advice and information regarding investments...my wife and I found both Justin and Ian very friendly, genuine, honest and financially knowledgeable people: people whom we could trust, very efficient...we would recommend them with full confidence.
Mr & Mrs O, Argyll & Bute

We're delighted with the excellent friendly service we get from Justin and Ian. Not only do they go to great lengths to avoid baffling us with jargon but they also make light of the paperwork for us. As a result the whole process of moving to Candid really has been hassle free and on top of that we've benefitting from a very significant reduction in charges.
Mr & Mrs R, Northern Ireland

I have found both Ian and Justin to be very knowledgeable about the investment market as whole and both have conducted themselves in a very friendly and professional manner.
Mr R, Hartlepool

During 2013 and early 2014 I was seeking an Independent Financial Adviser as I no longer felt comfortable investing my family’s ISAs and my SIPP with a well known Fund Platform. My search proved fruitless until I came across Candid Financial Advice. All has proceeded smoothly...I consider that I have received and will receive sound investment advice from Candid Financial Advice in the coming years.
Mr C, Norwich

...never really realised just how much I was paying in total. My previous IFA had invested via multi manager funds but was also charging various different fees themselves...Candid Financial Advice is a breath of fresh air and saving me a small fortune. I was never put under any pressure, this is a professional operation that has my best interests at heart.
Mr W, Bath

I would highly recommend Candid Financial Advice for their coherent advice, free from jargon and prompt and professional service.
Mrs D, Derbyshire

We had been with one of the foremost UK investment houses for many years but their fees were high and the service inattentive...compared the services and costs of Candid Financial Advice...Our experience to date is that the firm is scrupulously professional, broad thinking, 'candid' indeed in its advice and offers a very personal service. We are very content.
Mr & Mrs W, London

In the past we had managed our own investments and pension funds, however after we retired we looked for a fully independent financial adviser to help us ensure our financial security in retirement. We looked for an organisation that had good experience but who were embracing the new transparency and competitiveness currently taking place in the financial services market...We thought that Candid fulfilled all these requirements with a fresh approach to financial advice. They were very approachable, listened carefully to our brief, responded well with a comprehensive analysis of our situation, had open discussions and were happy to include our suggestions. In short an excellent service at a competitive cost and a fresh approach to financial advice.
Mr & Mrs D, London