Trying to work out the true overall cost of advice is sometimes tricky. So we've built a calculator to make it straightforward for you. Simply enter the details below and click the calculate button to compare the overall costs of two different advisers.

Amount Invested, Annual Return and Timescale
Initial lump sum £
Saving period years
Assumed Annual Return ? % gross
Fees for Advice
Adviser AAdviser B
Initial Fee ? % %
Annual Fee ? % %
Charges for Investments (including platforms if applicable)
Adviser AAdviser B
Initial Charge (average) ? % %
Annual Charge (average) ? % %

Assumes a fixed annual return throughout, in practice this will likely vary.